{"version":"https://jsonfeed.org/version/1","title":"Gaurika Shah","home_page_url":"https://gaurika.co.za","description":"Gaurika Shah","author":{"name":"Gaurika Shah"},"items":[{"id":"https://gaurika.co.za/blog/f/liquidity-and-growth-%E2%80%94-a-trade-off-that-repeats-over-time","html_content":"<img src=\"https://img1.wsimg.com/isteam/ip/92ae31e2-8fd5-49c4-83b9-46f446832b2e/20260511%20Liquidity%20%26%20Growth.png\"/><p>Most financial decisions involve a trade-off that is not always made explicit.</p>","url":"https://gaurika.co.za/blog/f/liquidity-and-growth-%E2%80%94-a-trade-off-that-repeats-over-time","title":"Liquidity and Growth — A Trade-Off That Repeats Over Time","summary":"Most financial decisions involve a trade-off that is not always made explicit.","date_modified":"2026-05-11T06:00:00Z"},{"id":"https://gaurika.co.za/blog/f/being-covered-isn%E2%80%99t-the-same-as-being-prepared","html_content":"<img src=\"https://img1.wsimg.com/isteam/ip/92ae31e2-8fd5-49c4-83b9-46f446832b2e/20260504%20Being%20covered%20is%20not%20the%20same%20as%20bein.png\"/><p>Many people assume that having insurance means they are financially secure.\nIn reality, that assumption is rarely tested until something changes.</p>","url":"https://gaurika.co.za/blog/f/being-covered-isn%E2%80%99t-the-same-as-being-prepared","title":"Being Covered Isn’t the Same as Being Prepared","summary":"Many people assume that having insurance means they are financially secure.\nIn reality, that assumption is rarely tested until something changes.","date_modified":"2026-05-04T06:00:00Z"},{"id":"https://gaurika.co.za/blog/f/why-interest-rate-changes-matter-more-over-time","html_content":"<img src=\"https://img1.wsimg.com/isteam/ip/92ae31e2-8fd5-49c4-83b9-46f446832b2e/Interest%20Rate%20l.png\"/><p>Interest rate changes are often closely followed, particularly when they affect borrowing costs and short-term affordability.</p>","url":"https://gaurika.co.za/blog/f/why-interest-rate-changes-matter-more-over-time","title":"Why Interest Rate Changes Matter More Over Time","summary":"Interest rate changes are often closely followed, particularly when they affect borrowing costs and short-term affordability.","date_modified":"2026-04-27T15:33:54Z"},{"id":"https://gaurika.co.za/blog/f/planning-for-education-more-than-just-a-policy","html_content":"<img src=\"https://img1.wsimg.com/isteam/ip/92ae31e2-8fd5-49c4-83b9-46f446832b2e/Education%20Planning%20l.png\"/><p>Planning for a child’s education is one of the most common financial goals.</p>","url":"https://gaurika.co.za/blog/f/planning-for-education-more-than-just-a-policy","title":"Planning for Education: More Than Just a Policy","summary":"Planning for a child’s education is one of the most common financial goals.","date_modified":"2026-04-20T06:30:00Z"},{"id":"https://gaurika.co.za/blog/f/what-premium-structures-actually-mean-over-time","html_content":"<img src=\"https://img1.wsimg.com/isteam/ip/92ae31e2-8fd5-49c4-83b9-46f446832b2e/Premium%20structure%20l.png\"/><p>When setting up an insurance policy, one of the first decisions is how the premium will be structured.</p>","url":"https://gaurika.co.za/blog/f/what-premium-structures-actually-mean-over-time","title":"What Premium Structures Actually Mean Over Time","summary":"When setting up an insurance policy, one of the first decisions is how the premium will be structured.","date_modified":"2026-04-16T05:00:00Z"},{"id":"https://gaurika.co.za/blog/f/tax-free-savings-accounts-in-financial-planning","html_content":"<img src=\"https://img1.wsimg.com/isteam/ip/92ae31e2-8fd5-49c4-83b9-46f446832b2e/TFSA%20Vs%20RA.png\"/><p>A Tax-Free Savings Account (TFSA) is often viewed as a simple savings or investment vehicle.</p>","url":"https://gaurika.co.za/blog/f/tax-free-savings-accounts-in-financial-planning","title":"Tax-Free Savings Accounts in Financial Planning","summary":"A Tax-Free Savings Account (TFSA) is often viewed as a simple savings or investment vehicle.","date_modified":"2026-04-14T13:49:36Z"},{"id":"https://gaurika.co.za/blog/f/the-difference-between-growing-income-and-building-wealth","html_content":"<img src=\"https://img1.wsimg.com/isteam/stock/1150\"/><p>For many professionals, financial progress is measured by income growth.</p>","url":"https://gaurika.co.za/blog/f/the-difference-between-growing-income-and-building-wealth","title":"The Difference Between Growing Income and Building Wealth","summary":"For many professionals, financial progress is measured by income growth.","date_modified":"2026-04-11T05:00:00Z"},{"id":"https://gaurika.co.za/blog/f/as-income-grows-financial-decisions-often-become-more-interconne","html_content":"<img src=\"https://img1.wsimg.com/isteam/stock/278\"/><p>Why Higher Income Often Leads to More Financial Complexity — Not Less</p>","url":"https://gaurika.co.za/blog/f/as-income-grows-financial-decisions-often-become-more-interconne","title":"As income grows, financial decisions often become more interconne","summary":"Why Higher Income Often Leads to More Financial Complexity — Not Less","date_modified":"2026-04-10T09:37:21Z"},{"id":"https://gaurika.co.za/blog/f/do-you-have-retrenchment-cover-on-your-insurance-for-bond","html_content":"<img src=\"https://img1.wsimg.com/isteam/stock/jpnNgYJ\"/><p>If you have taken a policy to cover your bond/ loan, it is probably a credit life policy. Such policy usually provides cover against death, permanent disability, certain temporary disability events as well as the loss of...</p>","url":"https://gaurika.co.za/blog/f/do-you-have-retrenchment-cover-on-your-insurance-for-bond","title":"Do you have retrenchment cover on your insurance for bond ","summary":"If you have taken a policy to cover your bond/ loan, it is probably a credit life policy. Such policy usually provides cover against death, permanent disability, certain temporary disability events as well as the loss of...","date_modified":"2021-09-14T08:13:40Z"},{"id":"https://gaurika.co.za/blog/f/5-things-to-look-when-choosing-a-financial-planner","html_content":"<img src=\"https://img1.wsimg.com/isteam/stock/4789\"/><p>The most common question people ask is how to choose a financial planner or advisor. The important things people must look for is -</p>","url":"https://gaurika.co.za/blog/f/5-things-to-look-when-choosing-a-financial-planner","title":"5 things to look for when choosing a financial planner","summary":"The most common question people ask is how to choose a financial planner or advisor. The important things people must look for is -","date_modified":"2021-09-11T14:14:28Z"},{"id":"https://gaurika.co.za/blog/f/how-a-financial-planner-can-help-you","html_content":"<img src=\"https://img1.wsimg.com/isteam/stock/5846\"/><p>A financial planner helps you to convert your wishful thinking into goals and a plan to achieve them. They help you to identify the budget and amount required to achieve that goal such as retirement goals, providing for ...</p>","url":"https://gaurika.co.za/blog/f/how-a-financial-planner-can-help-you","title":"Make budget and create a plan ","summary":"A financial planner helps you to convert your wishful thinking into goals and a plan to achieve them. They help you to identify the budget and amount required to achieve that goal such as retirement goals, providing for ...","date_modified":"2020-05-06T18:08:14Z"}]}